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| Contacts |
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Main Office:
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46, 2nd Floor, Jalan Sungkai, 10460 Penang
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| Contact Number |
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604-282 9979 |
| Fax |
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604-281 9107 |
| E-mail |
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This e-mail address is being protected from spam bots, you need JavaScript enabled to view it
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Website
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www.travelinsurance.fiz.com.my |
| Products/Services |
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Travel Insurance Agency |
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| Branch Office: |
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Bgn HLA, 17 Bishop Street, 10200 Penang
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| Contact Number |
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604-262 3678 |
| About Us |
Lau Chong Shin Agency was established in mid 2002. Though we have been around for about 5 years, we have steadily built up a sizeable clientele due to the professional manner we handle our responsibilities.
We assist in all types of insurance products utilizing proven financial tools in fulfilling our customers’ needs.
At Lau Chong Shin, we believe in providing besides professional approach, sound advice to all our clients. To ensure that is done, we have engaged experienced individuals and in our team there are 10 of them.
Our expertise includes:
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Business Continuation Management |
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Cash Flow Liquidity & Liability Management |
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Risk Planning |
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Financial Coaching Program |
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Assurance & Business Advisor |
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Corporate Reorganization on Effective Tax Planning |
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Wealth Protection and Distribution |
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Travel Insurance |
For all your financial questions to be answered and needs to be attended to without hassle, professionally and for peace of mind, come visit or call us at Lau Chong Shin Agency.
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| Trade Credit Insurance |
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- Are you sell on credit?
- Can you afford to large or unexpected bad debtor?
- Do you want to protect your company debtors ledger?
If the answer is “yes”. Our “Trade Credit Insurance” can help.
What is Trade Credit Insurance?
It is insurance protecting a company’s main source of cash flow – it’s accounts receivable – against unexpected losses due to any or all of the following:
- Insolvency: your customer cannot pay due to insolvency or bankruptcy
- Protracted default: your customer cannot pay yet continues trading
- Political risks: your customer cannot pay due to a political event
It cover local and overseas trade.
What are the benefits of Trade Credit Insurance?
- Bad debts are insured and improved balance sheet
- Easy to expand into new markets. Who in tends to trade on open new account
- Insured trade receivables pledged as collateral for bank loan facility. 
- Resolve conflict between sales and finance department for release of goods or unsuccessful collection.
- More sale driven policy.
- To avoid the hassle of unrecognized letter of credit by corresponding or advising bank
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| Loan Cancellation |
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1. Do you want to pay all the instalment on time?
2. Do you want to collect all the debts on time?
3. Do you want to settle all the creditors in order to run your business smoothly.
But if the unfortunate fall on anyone of the director. All the belonging and business will back to zero.
What are the benefits of Loan Cancellation?
1. We will help the company to settle all the creditors outstanding in a short period.
2. The deceased immediate family will receive a lum sum cash withdraw if the plan to sell off their share in the company.
3. The business will continue to operate and workers still can earn their living in the company.
So, there are a needs for the loan cancellation cushion to protect the business and maintain cash flow.
To do this, you only need to set a side about 2 / 5% of your annual nett profits.
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| Wealth Distribution |
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| MSIG TravelRight |
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| Location Map |
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